Realize Your Dream of Home Ownership

Welcome to Triumph Lending, I'm John Guerra, your Texas home loan expert dedicated to making sure your home purchase or refinance experience is top-notch.

LendingTree Reviews Company Testimonials
John Guerra

John Guerra

Sr. Mortgage Loan Officer
NMLS# 1061039

(832) 548-5955 Email Me

Explore Your Loan Options

Loan Options

Estimate Your Mortgage Payment

Get Started

What's Your Home Worth Today?

Find Out Now

Real Customer Experiences

Read Reviews

More from Zillow

Rating ∙ Reviews on Zillow

m/d/Y

Loan Type
Loan Purpose
Loan Program

Mortgage services provided by - Texas Texas

Rating ∙ Reviews on Zillow

m/d/Y

Loan Type
Loan Purpose
Loan Program

Mortgage services provided by - Texas Texas

Mortgage Calculators

Conventional mortgages are ideal for buyers with good credit and money to put down. They typically require a higher down payment, usually 5%–20% and also have higher income and credit score requirements than government loans. Typical fixed-rate loans have a term of 30 or 15 years.

$

5%

1%

5%

0%

$
$

$1421

Monthly Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Monthly PMI $0

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.

FHA loans are designed to benefit first-time homebuyers and buyers with less than perfect credit and not a lot of money to put down. FHA loan limits vary by county. View the FHA loan limits in your area.

$

5%

1%

5%

$
$

$1421

Monthly FHA Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Up-Front MIP (1.75%)$0

Monthly Mortgage Insurance $0

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.

If you are a veteran or a current member of the U.S. military, you can apply for a VA Loan, which currently offers up to 100% home financing. Thank you for your service!

$

0%

4.5%

1%

$
$

$1421

Monthly VA Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Purchase Price $1421

VA Funding Fee $1421

Amount Financed $1421

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.

Curious about refinancing your home in Texas? Now may be the right time to start saving money every month!

$
%
months
$
%
months
$

Refinancing could save you

$/month

New monthly payment $

Refinance fees $

Lifetime Savings $

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.

Not sure how much of a home you can afford? Enter your personalized information below to get a good ballpark figure of the type of home you can afford today!

$
$
$
$
$
%

You can afford up to

$

Monthly Payment $

Principal & Interest $

Tax $

Insurance $

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.
Safe Winter Storage Tips Texas December 1, 2023

Safe Winter Storage Tips

Safe Winter Storage Tips As the cold winter months approach, homeowners gear up for the challenges that come with plummeting temperatures. Besides winterizing their homes and vehicles, it’s crucial to consider the safe storage of items like gasoline and other potentially hazardous materials. Proper storage not only ensures safety but also preserves the quality and…

Read Post
7 Proven Tips to Boost Curb Appeal Texas November 24, 2023

7 Proven Tips to Boost Curb Appeal

When it comes to making a lasting impression, your home's exterior is the key. A well-maintained and visually appealing facade not only welcomes you back every day but also catches the eye of visitors and potential buyers. Here are seven tried-and-true tips to spruce up your home's curb appeal: Let’s Elevate Your Home's Charm 1.…

Read Post
Get Your House Guest-Ready in Under an Hour Texas November 17, 2023

Get Your House Guest-Ready in Under an Hour

The holiday season is upon us, and that means gatherings, laughter, and the joy of hosting friends and family. Sometimes, those moments happen spontaneously. Whether it’s a planned gathering or an unexpected visit, getting your house guest-ready in under an hour can feel daunting. Fear not! With a strategic approach and a dash of creativity,…

Read Post
X

Get in Touch

Contact John Guerra

John Guerra

12075 Spring Cypress Rd.
Tomball, Texas 77377
(832) 548-5955
NMLS# 1061039
  • Zillow

Send an Email

X John Guerra

If you have any immediate questions or concerns don't hesitate to give us a call @ (832) 548-5955

0%

I agree to the following terms & conditions

I hereby certify that the information given in my submission is complete and correct and is given for the purpose of potentially obtaining a mortgage loan and/or financial services applied for.